Annual payments are available for all memberships if you are unable to join on the Bank Draft plan or by Payroll Deduction. Fees are equivalent to 12 monthly payment on the Bank Draft system. Renewal of annual membership must be completed within 30 days of the expiration date or will be subject to repayment of the Joining Fee. Membership fees are non-transferable. Annual membership payments can be made by cash, check, or credit card.